Project Finance & Funding

Project Finance & Funding

Banker-ready CMA reports, project reports, and DPRs — structured financial projections that present your business story compellingly to lenders.

What This Covers

Project Finance & Funding

The quality of your CMA data and project report significantly influences the bank's appraisal decision. CA Jatin Karda & Co. specialises in preparing CMA (Credit Monitoring Arrangement) reports, Project Reports, and DPRs that are accurate, banker-friendly, and tell a compelling financial story.

  • CMA data — 3 years audited financials + 3 years projections
  • Working capital limit assessment (MPBF method)
  • Project Report / DPR for new projects and expansions
  • DSCR, TOL/TNW, Current Ratio, ICR ratio analysis
  • MSME loan documentation support
  • Stock statement and QIS reports
How It Works
01
Business Understanding
Detailed discussion on business model, existing financials, and funding requirement.
02
Financial Data Collection
3 years audited financials, provisional financials, GST returns, and bank statements collected.
03
Projection Building
Revenue projections built on realistic assumptions — capacity, pricing, market growth.
04
CMA / Project Report Preparation
Complete CMA data with fund flow analysis, ratio analysis, MPBF computation, and repayment schedule.
05
Bank Submission Support
Report formatted for the specific bank. We attend banker meetings and respond to queries.
What You Receive
CMA Data (Standard Format)
Project Report / DPR
Financial Projections (P&L, Balance Sheet, Cash Flow)
Banking Ratio Analysis
MPBF Computation
Repayment Schedule
CA Certification Letter
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Mon – Sat  ·  10:30 AM – 8:30 PM IST
Ideal For

Who Needs This Service?

CMA and project finance services are needed by businesses at various stages — from first-time borrowers to companies seeking expansion capital.

🏗️
New Business Owners

First-time bank loan applicants needing a project report that credibly presents the business case.

🏭
MSMEs Seeking Expansion

Established businesses applying for enhanced working capital limits or term loans.

🌱
Startups

Growth-stage startups preparing financials for bank loans, NBFC funding, or government schemes.

🏢
Corporates

Large companies requiring comprehensive DPRs for new projects or greenfield expansions.

Common Questions

Frequently Asked Questions

CMA data is structured financial statements — past 3 years audited figures and 3 years forward projections — required by banks for loan appraisals above ₹10 lakh. Includes fund flow, ratio analysis, and MPBF computation.

Typically 5–10 working days from receipt of all required documents. Complex cases may take longer.

MPBF (Maximum Permissible Bank Finance) = 75% of (Current Assets − Core Current Liabilities) under the Tandon Committee Method II — the most commonly used working capital assessment method.

Yes. For significant loan applications, we attend banker meetings, present the CMA data, and respond to technical queries on financials and projections.

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